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Living World & Environment question bank (Environmental Studies & Science)

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Q1.
In UPSC Civil Services / State PSCs (Environmental Studies & Science): What happens when the Reserve Bank of India (RBI) increases the Cash Reserve Ratio (CRR)?

(A)
Commercial banks have less lendable liquidity, leading to contraction of credit and upward pressure on interest rates
(B)
Commercial banks immediately expand consumer lending to increase profit margins
(C)
The foreign exchange reserves of India increase proportionately
(D)
The statutory fiscal deficit of the Central Government is immediately reduced
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Q2.
In UPSC Civil Services / State PSCs (Environmental Studies & Science): Which of the following is designated as a UNESCO World Heritage site and recognized as one of the world's eight 'hottest hotspots' of biological diversity?

(A)
The Western Ghats
(B)
The Thar Desert
(C)
The Rann of Kutch
(D)
The Aravalli Range
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